How to Create New Year Resolutions you'll stick to

How to Create New Year Resolutions you'll stick to

This year, I was inspired (by this blog post deadline lol) to plan for the new year in November as opposed to Jan 10th like I usually do! As part of the planning process I took stock of 2021, looked back at my goals & realized I accomplished 80% of my the goals I set for myself *happy dance*. This is HUGE for me because before last year I barely hit 2 of my goals and almost gave up on setting New Year's resolutions all together. In this blog, I am going to walk you through a clear strategy to create New Year resolutions that you will stick to, so that this time next year we can be happy dancing together.


  1. List down ALL your goals 

                 First, list down ALL your goals. Even the ones that seem impossible. The point of this is to get your goals out of your head & onto a piece of paper. I often segment my goals                             into; 

  • Career: what do I want to do this year to propel my career?

  • Family: what major milestones do I want to work towards? 

  • Self Development: How do I want to improve/challenge my skills & perspective?

  •  Wants: If I could have anything I wanted this year, what would it be?

To help get my creative juices flowing, I usually look through my Pinterest boards, think about all those things I said “I wish” I had, visualize my “best life” and write down the things I would need to do to start living it. 

Optional Tip: If you are a visual person, creating a vision board can be transformational. I created a digital vision board that I use as my phone & laptop screen-saver. So that I can see my goals everyday. 

  1. Breakdown what it means to achieve each goal

Get your head out of the clouds and start breaking down what it means to achieve each goal. How much would it cost? How much time do you have or need? Who are the stakeholders? What do you need to do before you can achieve the goal? 

This step can seem overwhelming! To create some structure, I use the SMART method. Making my goals Specific, Measurable, Attainable, Relevant  and Time-bound was transformational because I was able to track progress and had a clear idea of what I was going to do to achieve the goal. 

I took the goal “Travel to the UK in December”, created a budget based on research of flights and activities I want to do while I am there. Figured out I needed KES. 200,000 more in savings by November to achieve my goal and broke down how I was going to save 20,000 per month from February to November to achieve this goal. To achieve this I would leverage a combination of interest from my investments, taking on more side hustle work and changing my behaviour (mainly eating out less, leveraging car-pooling more to reduce fuel costs and curbing impulse spending) to reach my saving goal.

I set calendar reminders to review my progress and admin tasks (apply for visa, submit vacation days at work, etc.)  

So at the end of the exercise I had a crystal clear roadmap of how I was going to travel to the UK in December. 

Why is this step important?

This step helps you prioritize your goals and make them real. For me for example, this meant choosing to prioritize my trip, over buying equipment & editing tools for a podcast I wanted to start.


  • When you have no idea how much something will cost, take to google & find out the average cost & then round up. 

  • Be as granular as possible. If you want to move out, what area are you moving to? What type of house? What will your monthly expenses be?

  1. Start working towards your goals

This is the fun part. Now that you have a clear vision of what you want and how you're going to achieve it, start crushing your goals!

When I made my goals SMART, I found that there were some goals that were too expensive (reason number 765 I need to be a millionaire lol). So, I went back to Chapter 4 & Chapter 6 of  Your Roadmap to Wealth for some guidance on how to find money in my budget or leverage my skills better. (we are blessed to have lifetime access, thanks AP) 

Chapter 4 gave me insight on how to comb through my current budget and align it with my new smart goals. I used Chapter 6 to refresh how to use investments to reach my goals (especially the longer term goals). 

Feeling stuck on the implementation part? Maybe in 2022 you want to work towards your goals but don't want to compromise your current lifestyle? Perhaps you have too many demands on your money and don't have enough left over for some of your goals? 

In any case, Your Roadmap To Wealth is here to help!  Walk into the New Year knowing your money is going to work for you-  sign up today!

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Tabitha Ogetonto on 29th of December 2021


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