Navigating Debt

Our Navigating Debt Course can take as little as 3 weeks if you consistently commit 2-4 hours a week to watch the videos and implementing the lessons in each module.

What you'll learn

How to calculate the cost of various types of debt; the effect of straight-line vs reducing balance and different APRs
How to use debt to reach your financial goals; how wealth can be created by leveraging debt
Different types of debt and how to use each of them e.g. logbook loans, mobile loans
How to get out of bad debt; an actionable step-by-step plan to get you out of debt

Click here for a more comprehensive overview

Finance principles with human psychology applications to:

Teach you how to use debt to achieve your financial goals
Understand the basics of debt
Get you out of bad debt

So you can focus on building the life you want...

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  • Course Overview

    01WEEK
    • Get clarity on what debt is, by understanding what debt means to your finances and why interest rates matter. We’ll also take the discussion further by exploring ways that you can get yourself a lower interest rate
    • When it comes to debt, there’s good debt and bad debt. In this chapter, we’ll have an in-depth discussion on what the difference between the two is, as we debunk myths and confusion around debt. This information will provide you with a solid foundation for your plan to get out / leverage debt
    02WEEK
    • A deep dive into the prevailing types of debt in our society; mobile-based loans, logbook loans, and payday loans, with details on how each works.
    • There are different implications for each of these loans. In this chapter, we shall discuss the different implications which will be helpful in guiding you when taking any of these loans
    • Borrowing from multiple lenders can lead to a vicious debt cycle. We shall explain how this happens and how you can prevent it from happening
    03WEEK
    • Debt is calculated in 2 different ways; straight line and reducing balance. We shall cover both in-depth to give you an understanding of how you can take advantage of either option to achieve success
    • Total interest paid on a loan can determine how expensive a loan can be. There are however ways that you can reduce your total interest paid and we shall explore them in this chapter.
    • Late fees have dire consequences. We shall discuss how this outcome can be bad for your finances
    04WEEK
    • Understand, manage and escape debt (including a plug-and-play guide on which debts to pay off first)
    • A step-by-step guide to escape bad debt, including thinking through how to make debt payments bearable and manage the total amount you pay
    • Sometimes a relapse is inevitable. To avoid this, we shall help you create systems that put you on track to paying off your debt

    Our Money Back Guarantee

    Not satisfied with the course? We’ll give your money back

    At Africa’s Pocket, we’re constantly striving to give you the best tools and courses possible to equip you to build the life you want. We know that when we build with you in mind, and give you tools and courses that actually work, you’re more likely to be a customer for life and tell others about us. And together we can make a little dent on the world, so that people are no longer stressed about money.

    We understand that navigating through financial services and products can be a confusing process. It can be hard to distinguish what’s a scam from what is authentic well-tested material. Therefore, we decided to make it easier for you by eliminating the financial risk.

    Our guarantees is a 100% money back guarantee - if you’re not in love with our program, email us at support@africaspocket.com at any time during the first 30 days of purchase and show us that you’re doing the exercises and not getting results. We’ll refund your purchase. That’s enough time to try out the entire course, with some extra weeks included for extra reassurance.